This Website is owned by Deborah A. Sabalot trading as Deborah A. Sabalot Regulatory Consulting. The firm is registered with the Solicitors Regulation Authority as a recognised sole practice law practice (SRA Firm No. 440736. My offices are located at 25 Harvesters, Jersey Farm, St. Albans AL4 9QU.
Terms of Website Use
The information provided on this site is not intended for distribution to, or use by, any person or entity in any jurisdiction or country where such distribution or use would be contrary to law or regulation or that would subject me or Deborah A. Sabalot Regulatory Consulting, to any licensing or regulation under, or registration requirement within, any jurisdiction or country other than the United Kingdom. The services described herein may not be available in all jurisdictions.
Neither the information, nor any opinion contained in this site, constitutes a solicitation or offer by me to buy or to sell any investments or other financial instruments or to provide any investment advice or service.
3. No advice on suitability of Investment
I advise solely on the law and regulation relating to UK and EU financial markets. I do not provide advice concerning the suitability or value of any particular investment or any investment strategy. The content of this Website is provided for general information purposes only and does not constitute and should not be construed as legal or other professional advice.
4. Technological Failures
I shall not be liable in any way for any inaccuracy, error or delay in, or omission of, any information, or the transmission or delivery of any information, or for any loss or damage arising from or occasioned by any such inaccuracy, error, delay or omission, or for any non-performance or interruption of information due to any act or omission, or for any force majeure (i.e. flood, extraordinary weather condition, earthquake, or other act of God, fire, war, insurrection, riot, labour dispute, accident, action of government, cyber-attack, communications or power failure or equipment or software malfunction) or any other cause beyond my reasonable control.
5. Third Party Information
Although the information provided to you on this site is obtained or compiled from sources I believe to be reliable, I cannot and do not guarantee the truth, accuracy, validity, timeliness or completeness of any information or data made available to you for any particular purpose.
6. Disclaimer of Warranty and Limitation of Liability
The information on this site is provided “as is”. I do not warrant the accuracy of the materials provided herein, either expressly or impliedly, for any particular purpose, and expressly disclaim any warranties of merchantability or fitness for a particular purpose. I will not be responsible for any loss or damage that could result from interception by third parties of any information made available to you via this site. Neither I nor any person who may be acting on my behalf with my authority nor any third party vendor, will be liable or have any responsibility of any kind for any loss or damage that you incur in the event of any failure or interruption of this site, or resulting from the act or omission of any other party involved in making this site or the data contained therein available to you, or from any other cause relating to your access to, inability to access, or use of the site or these materials, whether or not the circumstances giving rise to such cause may have been within my control or the control of any vendor providing software or services support. In no event will I or any other such parties be liable to you for any direct, special, indirect, consequential, incidental damages or any other damages of any kind, even if I or any other party have been advised on the possibility thereof.
7. Downloading Information
If you download any information or software from this site, you agree that you will not copy it or remove or obscure any copyright or other notices or legends contained in any such information.
8. Use of Links
Should you leave this site via a link contained herein, and view content that is not provided by me, you do so at your own risk. The content to which you link will not have been developed, checked for accuracy, or otherwise reviewed by me. I accept no responsible for damages or losses caused by any delays, defects or omissions that may exist in the services, information or other content provided in such site, whether actual, alleged, consequential or punitive. Further, I make no guarantees or representations as to, and shall have no liability for, any electronic content delivered by any third party, including, without limitation, the truth, accuracy, subject matter, quality or timeliness of any electronic content. By creating a link to a third-party Website, I do not endorse or recommend any products or services offered on that Website. There are inherent risks in the use of any software and information found in the internet, and you acknowledge that you understand these risks before using any of these services.
I prohibit caching, unauthorised hypertext links to the site and the framing of any information and content including any software programs available on or through the site (“Content”). I reserve the right to disable any unauthorised links or frames, and specifically disclaim any responsibility for the Content available on any other internet sites linked to this site. Access to any other internet sites linked to this site is at the user’s own risk.
You should be aware that linked sites may contain rules and regulations, privacy provisions, confidentiality provisions, transmission of personal data provisions and other provisions that differ from the provisions provided on this site. I am not responsible for such provisions, and expressly disclaim any and all liability related to such provisions.
9. Access to Certain Information and Services
Certain information and services on this Website may from time to time include materials and information from third parties over which I have no control. I therefore cannot, and do not, guarantee, represent or warrant that the Content contained in this Website is accurate and/or appropriate to you or your business.
10. Transmission of Personal Data
When you send confidential personal account data to us on this Website through our contact page, I require that a “secure session” first be established using Secure Socket Layer (“SSL”) or Secure Electronic Transaction (“SET”) protocol.
13. Access to Password Protected/Secure Areas
If you are using a restricted or client area on this Website, access to and use of password protected and/or secure areas is restricted to authorised users only. Unauthorised individuals attempting to access these areas of the site may be subject to prosecution and/or civil legal action.
14. Ownership and Copyright
All content, materials and software posted to or used in conjunction with this Website or the products and services described herein, including, without limitation, text, graphics, logos, button icons, images, audio clips, and software, are the property of Deborah A. Sabalot or Deborah A. Sabalot Regulatory Consulting or the property of my licensors, and are protected by copyright, trademarks and other proprietary rights and intellectual property laws. Except to the minimum extent otherwise expressly permitted under copyright law, no copying or exploitation of material from this Website is permitted without my express written permission and any other applicable copyright owner. You acknowledge that you do not acquire any ownership rights by virtue of downloading copyrighted material from this Website, and you may not resell or redistribute any of the information or services (or any part thereof) described herein. All rights not expressly granted hereunder are expressly reserved to me and my licensors, and I expressly reserve the right to remove or disable access to any content or other materials that violate or allegedly infringe on a party’s copyright or other intellectual property rights.
This Website includes my and any licensors’ registered and common law trademarks.
16. Individual Internal Use
You are only authorised to visit, view and to retain a single copy of pages of this Website solely for your own individual use and internal business purposes, and you shall not duplicate, download, publish, modify or otherwise distribute or exploit any material on this Website for any purpose other than for your own individual, internal use unless otherwise specifically authorised by me in writing.
17. Deep Links
You may not “deep-link” to this Website, meaning that you will not create, post, display, publish or distribute any link to any page other than the front (home) page of this Website for any purpose, unless expressly authorised by me in writing to do so.
18. Security, Cracking and Hacking
You may not violate or attempt to violate the security of this Website or any of the products or services described herein. Accordingly, you shall not: (i) access data or materials not intended for you; (ii) log into a server or account which you are not authorised to access; or (iii) attempt to probe, scan or test the vulnerability of a system or network or to breach security or authentication measures without proper authorisation. Violations of system or network security may result in civil or criminal liability. I reserve the right to investigate occurrences which may involve such violations and may involve, and cooperate with, law enforcement authorities in prosecuting and/or suing users who have participated in such violations. You agree that it is your responsibility to install anti-virus software and related protections against viruses, Trojan horses, worms, time bombs, cancelbots or other computer programming routines or engines that are intended to damage, destroy, disrupt or otherwise impair a computer’s functionality or operation which may be transferred to your computer via this Website.
The use of any tools, programs, robotic algorithms or products to download or “spider” the site or any of the pages of this Website automatically is expressly prohibited and infringes on my copyright. Do not use any such tools or products on or in connection with this Website or any of the products or services described herein.
20. Framing and In-lining
You may not frame this Website or any page or portion of this Website by retrieving Content from within the Website to appear to a user as part of a page on another Website, whether within a visible frame or inline by framing without a border around the framed content, without my prior written consent.
21. Further Prohibited Acts
You agree not to use this Website for, or in connection with, any of the following activities:
Spoofing or otherwise impersonating any person or entity, including, without limitation, any other users or any of our staff or advisors, or falsely stating or otherwise misrepresenting your identity or affiliation in any way, or forging any TCP/IP packet header or any part of the header information in any e-mail or other posting;
E-mailing, uploading, or otherwise transmitting or using this Website or the products and services described herein in furtherance of the use or distribution of any unlawful, harmful, harassing, defamatory, tortious, libellous, abusive, threatening, vulgar, sexually explicit, obscene, hateful, racially, ethnically or otherwise objectionable material of any kind, or any material that is invasive of another’s privacy or exploits children, or transmitting any sexually explicit materials, including images and other content;
Transmitting material that contains viruses, Trojan horses, worms, time bombs, cancelbots or other computer programming routines or engines, including without limitation, via means of submitting a virus to this Website, that are intended to damage, destroy, disrupt, overload, flood, mailbomb or crash or otherwise impair a computer’s functionality or the operation of this (or anyone else’s) Website, detrimentally interfere with, surreptitiously intercept or expropriate any system, data or information, or transmit any materials that otherwise violate the rules or policies set out in this statement;
To provide computer time sharing, third party training, virtual or actual hosting or as a service bureau for any third parties.
To copy, use, analyse, modify, decompile, disassemble, reverse engineer, translate or convert any software provided to you in connection with use of this Website or the products or services described herein or distribute any software or the services described herein to any third party.
22. Third Party Intellectual Property Rights
Without limiting the foregoing, you may not, and by using any or all of this Website and you agree not to, use this Website or the products or services described herein to: (i) transmit material that is copyrighted, unless you are the copyright owner or have obtained the permission of the copyright owner to transmit it; (ii) transmit material that reveals trade secrets, unless you own them or have the permission of the owner to so transmit them; or (iii) transmit material that infringes on any intellectual property rights of others, or violates the privacy or rights of publicity of others.
23. Compliance with Laws
You may use this Website only for lawful purposes. This Website and the services described herein are subject to, and you agree that you shall at all times comply with, all applicable local, state, national, and international laws, statutes, rules, regulations, ordinances and the like applicable to the use thereof. This obligation includes, without limitation, your agreement to comply with all industry specific rules and regulations relating to the export of technical and other data from the country you are located in and your agreement not to export or re-export any such data or any other content or materials in violation of such laws, rules or regulations without first obtaining all necessary licenses, consents and approvals therefor, as well as our authorisation therefor.
24. Regulatory Considerations
I, or persons acting on my behalf, may monitor data as may be necessary to meet legal and regulatory requirements. You also permit me or persons acting on my behalf by any reasonable and appropriate means to verify that you have complied with the terms of this statement, and you agree to cooperate fully with any such verification process.
25. Location of Website
This Website and all information contained herein (other than links to third party Websites) resides in England.